Most people know what their gym membership costs per month. Almost nobody adds up the driving, the parking, and the years of payments. This calculator does it for you.
Enter your numbers below to see your real annual gym cost, how it compares to a home gym setup, and how many months until the home gym pays for itself.
Your Gym Costs
Enter 0 if you park free
Door to gym and back
Your Home Gym
Enter 0 if you train bodyweight only
Annual gym cost
membership + driving + parking
Home gym cost
one-time investment
Breaks even in
5-year savings
vs. keeping the gym
Annual gym cost breakdown
Membership
Driving ( mi/yr at $0.67/mi)
Parking
Total annual cost
3-year savings: | 1-year savings:
Driving costs use the IRS standard mileage rate of $0.67/mile (2024), which covers fuel, wear, and maintenance.
Not sure what to buy? Start here:
- Can You Build a Home Gym for $100?
- The 5 Pieces of Home Gym Equipment Actually Worth Buying (All Under $50)
- Premium Adjustable Dumbbells vs. the Starter Kit: Where Should Your First $200 Go?
- How to Build a Real Home Gym for Under $500
- How to Build a Serious Home Gym for Under $1,000
Browse all home gym equipment guides.

